11/05/09 4:26 PM

Editor's Note

On September 24, Recession Road Trip wrote about Charles Zimmerman, a 60-year-old former soldier who, together with his wife, was newly homeless in Sacramento. Zimmerman had been the subject of a post a week earlier that described his efforts to get the military to pay him his pension, which he said had been caught in red tape for years. Now, we reported, in the aftermath of our first post, Zimmerman said he had been approached by an Army official who promised him a check for $972,000, back pay for the 18 years since his retirement.

Shortly after the September 24 post, we were doing follow-up reporting on Mr. Zimmerman's story in preparation for a new post. During this process, we became concerned about some aspects of his account. On October 19, we posted an update (scroll to bold type) describing these concerns and detailing the new efforts we were taking to verify our previous posts. Those efforts are still underway, and we will report back fully when we have satisfactory answers. In the meantime, we can confirm that Mr. Zimmerman did serve in the Army, but not that he has been promised or has received any new pension payments as a result of his service.

11/04/09 10:56 AM

Day 143, Chicago, IL

The Great Wall of Foreclosures

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What began as limited exploration into a small example of possible mortgage fraud in Chicagoland has spiralled out formidable leviathanic tentacles now taking residence across two walls of my hotel room. I've looked progressively more pale and bewildered every time I venture out for sustenance, always stopping by the front desk to re-confirm that housekeeping will not touch my room. I ran out of clean towels yesterday. They probably think I'm cooking meth.

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10/29/09 2:50 PM

Day 138: Osceola, WI

Will Work for Commercial Real Estate Financing

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In nearly five months of driving highways and byways across the country, "Going Out of Business" signs have seemed a standard element of the modern American landscape. I barely notice them anymore, even those hued in sense-shocking shades of florescent with four-foot letters screaming "EVERYTHING MUST GO!". At the 243 T-junction entering Osceola, Wisconsin, I make an uncharacteristically complete stop as my mind demands processing time for the unusual sight of a "Grand Opening" banner.

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10/26/09 4:00 PM

Day 135: Scandia, MN

On Scams, Mortgage Modification, and the Beauty of Bartering

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Since being laid off eight months ago, Deanna Steuernagel and Shawn Burke have become most disillusioned by the frequency with which they've encountered various scams specifically targeting the unemployed. Unscrupulous greed clearly holds no sympathy for the downtrodden. Considering the months of delay tactics Chase Bank has employed on Deanna's loan modification application, forestalling a decision until she completely depleted her savings, it would not surprise her to receive notice that she doesn't qualify for Obama's Hope Now program because this month she finally defaulted on her mortgage. 

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10/23/09 1:00 PM

Off the Recession Road

On "Shoulding" the Homeless

92180901.jpgA piece I recently wrote about a homeless family sparked a flood of angry comments coming to me via multiple routes, which argued what the people "should" have done to prevent their current hardship. Since my natural inclination is to appreciate different perspectives and empathize with individual struggles, I can understand clearly how it provides comfort to pass judgment on the homeless. If you believe there are things someone should have or could have done differently, then that means it could never happen to you.
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10/22/09 2:15 PM

Day 131: Bismarck, ND

"You Have to Go Where the Jobs Are"

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Of all the people I've met on this trip, Ben Robertson may have adopted the wisest and consequently most successful approach to finding new employment following a job loss. Unemployed in Colorado after mass layoffs from the natural gas fields, Ben began researching jobless statistics state-by-state. He and his wife Lily had never considered living in North Dakota before, but with an unemployment rate running roughly half the national average, Ben concluded: "You have to go where the jobs are."

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10/20/09 2:20 PM

Day 129: Lolo, MT

Residents Quietly Rejoice Local Foreclosure

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Tracts of pale amber grass run like jagged scars down the mountainside, cutting through spruce and fir forests that otherwise paint the landscape southwest of Lolo, Montana a deep shade of evergreen. Two weeks ago, creditors filed foreclosure papers against the project once touted to become the nation's largest ski resort. Though disinclined to take pleasure in a local family's misfortune, many residents of Lolo are quietly rejoicing at the failure of the Bitterroot Resort.

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10/19/09 1:15 PM

Day 128: Post Falls, ID

Happy Ending for Homeless Family of Six

daneris.jpg"Home," Crystal says, drawing one hand to her chest as the other catches a welling tear before it spills down her face. "Just speaking that word now is enough to make my heart flutter." After four months sleeping on fold-out cots and air mattresses at a succession of different churches, Crystal, husband Robert, and four children--aged four through thirteen--have finally found their way "home." Of course this story holds elements of heartbreak, exploitation, and outrage, though their own indelible recession memories will more likely recall fires of adversity forging familial bonds as strong as steel, and the boundless endurance and faith these times compelled them to discover within themselves.

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10/14/09 1:35 PM

Day 123: Seattle, WA

When Losing a Job Means Losing an Identity

mikepi.jpg"I've always had an affection for divey little bars," Mike Lewis tells me. The first time he entered the Streamline Tavern, he came as a reporter on assignment for the Seattle Post-Intelligencer, writing a series called "Diving Lessons" about the characters who congregate in such places. Now he has become the starring character of the Streamline, having invested his P-I severance pay into buying part ownership of the classic Queene Anne's Hill establishment.

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10/12/09 1:50 PM

Day 121: Seattle, WA

Milking the Poor: One Family's Fall Into Homelessness

seattlemom.JPG The descent into homelessness can be equated to falling off a cliff. Wealth buys passage on toll roads a safe distance from the edge, but poverty's foot path runs along the craggy and unstable lip of a gaping precipice. Emma and her family hit a few ledges on the way down, blown by winds of misfortune every time they began to regain stable footing. As Emma describes their story: "It's too much bad luck for anyone to believe." 
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